ESI (Employee’s State Insurance) and PF (Provident Fund) return filing involves the submission of data regarding employee contributions and benefits. Employers must file ESI returns bi-annually and PF returns monthly, detailing wages and contributions. Accurate filing ensures compliance with labor laws and avoids penalties. You can choose My All Business Consultant as your top ESI/PF Return Filing consultant.

1. Registered Establishments: Any business registered with ESIC or EPFO.
2. Employee Threshold: Establishments with 10+ employees (ESI) or 20+ employees (PF).
3. Covered Employees: Employers with staff eligible for ESI/PF benefits.
4. Compliance Mandate: All entities mandated by law to contribute must file returns.

ESI (Employee State Insurance)

1. Employer Contribution: 3.25% of wages.
2. Employee Contribution: 0.75% of wages.
3. Return Filing: Bi-annual submission of contribution details.

PF (Provident Fund)

1. EPF (Employee Provident Fund): Retirement savings (12% employee + 3.67% employer).
2. EPS (Employee Pension Scheme): Pension benefit (8.33% from employer's share).
3. EDLI (Deposit Linked Insurance): Life insurance cover (0.5% by employer).
4. Return Filing: Monthly Electronic Challan cum Return (ECR).

For ESI Return

1. Register of Employees (Form 6).
2. Attendance Register.
3. Wage Register.
4. Challans of monthly ESI payments.
5. Accident Book (if any accidents occurred).

For PF Return

1. ECR (Electronic Challan cum Return) file.
2. Bank payment confirmation (Challan).
3. Details of new employees (Form 11, KYC).
4. Details of exiting employees.
5. Aadhaar/PAN of employees.

ESI Benefits (Medical)

• Medical care for self and family.
• Sickness and Maternity cash benefits.
• Disablement and Dependent benefits.

PF Benefits (Financial)

• Retirement corpus with interest.
• Pension for life after retirement.
• Insurance cover (EDLI) up to ₹7 Lakhs.
• Tax benefits on contributions.

ESI Return Process (Monthly/Bi-Annual)

1. Login: Access the ESIC Employer Portal.
2. Data Entry: Enter employee details and wages for the contribution period.
3. Challan Generation: Generate the monthly challan.
4. Payment: Pay contributions online.
5. File Return: Submit the return (RC-II) bi-annually.

PF Return Process (Monthly)

1. Login: Access the EPFO Unified Portal.
2. Prepare ECR: Create the Electronic Challan cum Return text file.
3. Upload ECR: Upload the file to the portal and verify data.
4. Challan Generation: Generate the TRRN (Temporary Return Reference Number).
5. Payment: Pay the dues online to finalize the filing.